2 min read
Breanne Neely: Feb 18, 2026 12:15:00 AM
Understanding your debt-to-income (DTI) ratio is crucial when applying for a loan. This ratio compares your monthly debt payments to your income....
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2 min read
Breanne Neely: Feb 17, 2026 7:32:08 AM
Navigating the world of credit scores can be confusing, especially if you're trying to get your loan approved. Understanding what lenders look for...
2 min read
Breanne Neely: Feb 16, 2026 12:00:00 AM
Feeling like the words "bad credit" are a locked door when you need financial help? It’s a stressful place to be, but it’s not a dead end. Knowing...
2 min read
Breanne Neely: Feb 15, 2026 12:00:00 AM
Feeling stuck after a loan rejection is a frustrating but common experience for those with bad credit. However, safe and affordable loan options...
2 min read
Breanne Neely: Feb 12, 2026 7:21:59 AM
When you need a loan but have a challenging credit history, it’s easy to feel like all the doors are closed. The good news is that having poor credit...
6 min read
Breanne Neely: Jan 14, 2026 12:00:00 AM
Ever wondered why some loan applications sail through while others get rejected? The truth is, banks aren't just rolling dice with your financial...
7 min read
Breanne Neely: Dec 10, 2025 12:00:00 AM
Did you know that a 100-point improvement in your credit score could save you thousands (or tens of thousands) in interest on a typical mortgage? Yet...
11 min read
Breanne Neely: Nov 24, 2025 12:00:00 AM
Ever wondered why your credit card feels less like a convenience and more like a necessity? In America today, plastic isn’t just for splurges; it’s...
6 min read
Breanne Neely: Sep 25, 2025 12:00:01 AM
Ever wondered why your holiday joy seems to fade faster than your bank account in December? You're not alone. A staggering 76% of Americans don't...
5 min read
Breanne Neely: Aug 30, 2025 12:00:00 AM
Did you know that a personal loan could be your credit score's best friend or worst enemy? It all depends on how you manage it. While many borrowers...