Reverse the trend with a consolidation loan
Studies show that consolidation loans can improve a borrower's overall financial health and even boost credit scores. With a single, structured loan, many people find it easier to stay on track and make real progress toward their financial goals.
For those juggling multiple credit card balances, balance transfers and minimum payments often fall short. A smarter solution is to consolidate those balances into one streamlined loan. These are typically unsecured loans with fixed interest rates, one predictable monthly payment, and often significantly lower rates than credit cards. Depending on your lender, credit profile, and total balance, repayment terms can vary. Plus, consolidation can improve monthly cash flow by reducing the total you pay each month.
