2 min read
Breanne Neely: Feb 18, 2026 12:15:00 AM
Understanding your debt-to-income (DTI) ratio is crucial when applying for a loan. This ratio compares your monthly debt payments to your income. Lenders use it to assess your ability to manage payments and repay debts.
Continue Reading
10 min read
Breanne Neely: Feb 18, 2026 12:00:01 AM
Have you ever stared at your bank account, perplexed by how your seemingly adequate paycheck evaporates so quickly? You’re financially responsible,...
.png?width=1536&height=1024&name=Credit%20Score%20for%20Loan%20Approval%20-%20What%20Lenders%20Look%20For%20(and%20Quick%20Ways%20to%20Improve%20It).png)
2 min read
Breanne Neely: Feb 17, 2026 7:32:08 AM
Navigating the world of credit scores can be confusing, especially if you're trying to get your loan approved. Understanding what lenders look for...
.jpeg?width=7957&height=5278&name=Why%20Budgeting%20Isnt%20Working%20For%20You%20(And%20What%20To%20Do%20Instead).jpeg)
5 min read
Breanne Neely: Feb 17, 2026 12:00:00 AM
Ever felt like your budget is a straitjacket rather than a helpful tool? You're not alone. A staggering 80% of people abandon their budgets within...
2 min read
Breanne Neely: Feb 16, 2026 12:00:00 AM
Feeling like the words "bad credit" are a locked door when you need financial help? It’s a stressful place to be, but it’s not a dead end. Knowing...
9 min read
Breanne Neely: Feb 16, 2026 12:00:00 AM
Did you know that 78% of Americans live paycheck to paycheck? That financial tightrope where you're constantly deciding which bill can wait until...
2 min read
Breanne Neely: Feb 15, 2026 12:00:00 AM
Feeling stuck after a loan rejection is a frustrating but common experience for those with bad credit. However, safe and affordable loan options...
2 min read
Breanne Neely: Feb 14, 2026 12:00:00 AM
Getting a 'loan denied' email when you urgently need cash can feel like hitting a wall. If a low credit score is holding you back, it’s easy to feel...
8 min read
Breanne Neely: Feb 13, 2026 12:00:02 AM
Did you know that the average person makes over 35,000 decisions each day? When it comes to your finances, decision fatigue can quickly become...
2 min read
Breanne Neely: Feb 12, 2026 7:21:59 AM
When you need a loan but have a challenging credit history, it’s easy to feel like all the doors are closed. The good news is that having poor credit...